LOWE'S FINANCIAL

Your bankruptcy can stay on your credit history for up to ten years. Do not stand still for those ten years. First, pull a copy of all three credit reports and scrutinize them for errors and omissions. Chances are you will find a number of mistakes and you should write to each of the credit agencies disputing the information and asking them to remove them from the report. If you don't know how to read your credit report get you a expert credit analysis done at: www.coveringyouwithwealth.com it comes with education as well. 

Next, you will need to start a budget and future financial goal planning as well. Know that this new start can be a great start if you approach it right. The road you are on now is about education so, that you will become more aware of the little things you can do to better yourself.

Once you have some new secured credit cards be sure that you always pay on time every month. If you miss a payment or pay late, you are putting yourself one step further away from having good credit again. Also, make sure you talk about the wise use of secured credit cards. They can be a powerful tool which gives you all the control to improve your credit. This education is also offered at: www.coveringyouwithwealth.com. Just fill out the Inquiry under the tab on your left.