LOWE'S FINANCIAL

"I was referred to Percy by my loan officer. While in the process of refinancing my home it was discovered that I had late payments on my credit report that were wrong. The late ..."

Dee W. Virgin

CPS Inv.

"Me and my wife were referred to Mr. Lowe because there was a item on my credit that needed to be removed in order to put me in position to purchase a home. Immediately he begin ..."

Stanley Sanders II

Extremely satisfied

"I got a secured credit card through Mr Percy Lowe to raise my credit, it only took 4 days to get the card. I used it for paying bills only, I'm glad I did. Mr. Percy Lowe has be..."

BARBARA FOWLER

Satisfied CPA

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Credit Education Credit Analysis Credit Investigation

This level of service more geared around research work. After the credit analysis has been done and everything has been separated. The research work begins on all accounts that is being reported on the credit report negatively and wrong. On a State and Government level that is determine from the credit investigation. Before disputing any items on a credit report the company are individual should be able to tell you about all accounts. From a State and Government perspective on what has been violated and not in violation. Let me explain what Lowe's Financial Services is doing that separate them from the competition: We sit or do a online confernce with each client to do a consultation to know as much about each account the client can tell us. Why? Because when we have the rights to call in on the account we want to be ahead of the original grantor are collection company. On the rights for all clients on both levels State and Government. That is why a credit education, credit analysis, and credit investigation works so well and have results with a 100% complete deletions for all acounts that is in viloation. Lowe's Financial Services need to know from each clients point of veiw what happen. Sometimes things happen under a misunderstanding and never was handle the correct way. This is where Lowe's Financial Services can be the peace maker and change the out come. We have to look at things in both ways because their is always two sides to the story. Also, the $80.00 and $50.00 dollar charge for this level of work is a non-refundale fee.

So, Lowe's Financial Services looks at each situation starting with the grantor to the consumer this helps resolve the problem. This is why Credit Investigation is so important because it begins with an analysis to get a better understanding of what went wrong and why. On both the client and grantor with this level of service it proves on a state and government level what needs to be done.The steps that takes place: 1st credit analysis, 2nd do an observation sit down with the client or online, 3rd develope a case thru an investigation on how this can be handle. This is where the win win can be for both parties. So, below you will see two pricing plans look at the plans vertically please if you have any question fill out an inquiry form and state your question in the message box. Their is a special pricing but the credit report has to go through a credit analysis first. We will always work through a case first so we never have to do any dispute letters like credit repair does. The pricing below comes into effect only when it is time to present your case for deletions. Also, disputing comes only on a as need bases only.

New, this year Lowe's Financial Services will monitor your debt collectors. We will make sure your debt collectors is not calling your home, job, cell phones, family members, neighbors, and business. This is a new serivces that is optional fee ($120) to those clients who doesn't have all the funds to pay for the services. And need time to pay but are having problems with the debt collector calling them often. This service will be provided for the time frame you say you will need to get your funds together. If you have any question on how this works please ask about this new services. For those clients who has the funds I have two other services for you to help with debt collectors below pricing plan 1 and 2. 

For special pricing you will need to follow the instruction by getting a credit report first. After the analysis you will be notified if you qualify for special pricing. This pricing will not be lower than $150 are higher than $250 plus the analysis fee of $80 or $50. The optional fees are as followed if you choose for Lowe's Financial to do all the work there will be a extra charge of $280 single fee or $560 couple fee. That includes all the mailing and credit protfolio and you are required to make copies of your Driver's Liscense, Social Security Card, and Bill in your name with matching address to your (DL).